PART 9 — The Coming 2026 Tax Cliff: What Physicians Must Do Now Before Rates Spike

Person standing on a rocky cliff overlooking the landscape, representing physicians preparing for the 2026 tax cliff.

From the series: Are You Ready for 2026? The Top 20 Year-End Tax Tips to Maximize Your 2025 Deductions & Credits There’s a quiet deadline approaching.A big one.And most physicians aren’t hearing enough about it. January 1, 2026. That’s when the current tax rules expire.Rates rise.Deductions shrink.Phaseouts tighten.Brackets shift upward.And the “discounted” tax environment you’ve…

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PART 6 — Business Deductions Doctors Must Use Before Year-End

Illustration of tax documents, calculator, wallet, and scissors cutting expenses to represent 1099 deductions for physicians.

From the series: Are You Ready for 2026? The Top 20 Year-End Tax Tips to Maximize Your 2025 Deductions & Credits By the time Q4 rolls around, every physician with 1099 income starts asking the same question:“Did I actually track everything I can deduct this year… or did half of it slip through the cracks?”…

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PART 4 — How Doctors Should Time Income and Expenses in Q4

Team gathered around a table reviewing charts and planning income and expense timing strategies for year-end.

From the series: Are You Ready for 2026? The Top 20 Year-End Tax Tips to Maximize Your 2025 Deductions & Credits There’s a moment in Q4 where everything speeds up.Your work schedule picks up.Your reimbursements shift.Your 1099 checks hit at random times.And your accountant suddenly wants numbers you don’t have yet. This is normal.Doctors run…

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PART 3 — Roth Conversions Before 2026: Why Doctors Should Act Now

Stacked coins arranged in rising columns symbolizing long-term tax-free growth from Roth conversions.

From the series: Are You Ready for 2026? The Top 20 Year-End Tax Tips to Maximize Your 2025 Deductions & Credits There’s a moment every doctor has when they first hear about Roth conversions.It’s usually the same reaction: “Wait… so I move money from pre-tax to Roth… pay tax once… and it grows tax-free forever?…

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PART 2 — The Top Retirement Moves Doctors Should Make Before December 31

Physician reviewing retirement account strategies and tax planning documents for 2025.

From the series: Are You Ready for 2026? The Top 20 Year-End Tax Tips to Maximize Your 2025 Deductions If you’re a physician, year-end retirement planning isn’t optional.It’s mandatory.You feel it every fall — the rush, the deadlines, the stress of looking at your contributions and wondering if you “did enough.” This part of the…

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PART 1: How Year-End Tax Planning Works for Physicians in 2025

Hands reviewing financial documents with a tablet and calculator during a year-end tax planning session.

Are You Ready for 2026?This 10-part series walks physicians through the most important year-end tax strategies before the 2026 tax changes hit.Short, clear, and practical — each guide breaks down the real moves doctors can take now to reduce taxes, protect income, and get ahead of rising brackets.If you want a simple roadmap for 2025…

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